If any of you out there have financial problems and struggling to managed it then I suggest you seek for a professional advice from delaware bankruptcy laws. Swallow your pride and get some help from these highly qualified people who are willing to help you sort things out and start all over again. It wouldn't be surprising if many of us struggles meeting the day-to-day needs as world crisis continues to rise. Economies are still a little shaky and that investors stopped investing and set aside their money instead. Masses are struggling and many are bankrupts but majority refused to declare it because they can't deal the shame. What is more shame is that to carry on living without. So, seek some advice and professional help as soon as possible. Do not leave it long or worse.