Friday, 14 March 2008

I am high-street Bargainista

I am a mum on a budget, so I have to be clever on my expense especially buying clothes - consequently I'm a high-street/ designer collaboration addict. Yet I had to always remember how to resist the temptation and do a research about what's new on the market trends before I hit the shops. I have quite few designer clothing but never once that I paid full price in it. I refused to because I think its a waste of money and too rediculously expensive. I have to live for my budget which is fair to the bread winner in the house.

When I go shop I often used cash just to avoid over spending, I had to leave my cards behind so I don't get tempted, lol. I bring enough cash within my budget only. If I find something I really like then its more than my budget money then I would just get it next time or live without - it's not the end of the world if I don't get it.

I don't used credit cards because I know how high the interest. I seldom used it only for emergencies but I am no big fan of credit cards anyway. When I had one I never used it at all. My sister is using one and often get herself in trouble for overdrafting it and struggles to pay. I helped her get out of debt before and had warned her to stop using credit cards. I just hope she listens. I told her enough that if she shops, she should go for bargain hunting.

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3 comments:

Mel Avila Alarilla said...

Yes, that's the solution. In order not to overspend, always stay within your budget. We should always think of value for money before we let go of our hard earned cash. Thanks for the post. God bless you and your loved ones always.

Ditaur said...

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The Daily Matters said...

Bitaw haze, maayo man pod ug maka-save ka and if you get a bargain dli pod ka masayangan when you're tired of the stuff you got bahala imo na ipadaplin inig pul-an naka.Thanks for the comment ha. Akong sis human na jud pero naa pako bro skwela la pa jud ko human sa akong mission ani completely. Time flies fast. Imong sis puhon mahuman ra pod sa iya studies. Hehehe. Looking great here. tc!